Difficult as it may be, you need to take care of your elderly loved one. But what if you’re not at home most of the day? Many people even take two jobs to support their families.
That leaves little time for handling the needs of your parents or grandparents. Luckily, Marietta in-home care employees understand these concerns.
What can home care services provide? What are your options? How will you deal with the cost of caring for your loved ones? We’ve outlined these key points in the paragraphs below.
A Brief Summary of Home Care
Marietta in-house care is what you would expect. A professional caregiver providing living assistance for those who need it.
The caregiver will aid your parent or grandparent with the following activities:
- Meal preparation and eating
- Bathing, toileting, and grooming
- Medication reminders
- Walking assistance
- Making sure no injuries occur
These are the most important aspects of a caregiver’s job. But there is something most don’t think about: Companionship. Fortunately, Marietta in-home care services have that covered.
Just having someone around to help you complete daily tasks can become dull. Most seniors crave human interaction because they are lonely when nobody is at home during the day.
Older adults that are too frail or suffer from dementia are usually stuck at home. They can’t visit their friends anymore. Why not offer them meaningful interaction with their daily care?
Studies show loneliness is a leading cause of depression in the elderly. Don’t let isolation detract from their quality of life.
Other Marietta In-Home Care Options
A good caretaker may help with the activities described above and some light housekeeping. They’ll even do grocery shopping according to your parent’s needs.
What they don’t do, however, is provide medical care. They’re not qualified to do so. For more complex medical needs you will need specialized help – especially if a doctor deems it necessary.
In these circumstances, skilled nursing care is needed. A family may decide to hire a nurse privately, but often this skill care can be provided by a Medicare Home Health Care Agency. You might also look at a medical model Adult Day Center, where your loved one may receive skilled nursing care as well as a full range of social and recreational services.
Senior home care services can provide certified nursing assistants (CNAs) for complex cases.
CNAs are qualified to help with hands on care. They can help a senior complete their physical therapy “home work assignments.” They help with medication reminders, providing significant assistance with eating, walking, and using the restroom.
Remember these responsibilities when you decide on a home care option for your parents.
Paying for Senior Care
Most senior care is paid for privately by families. This is true in Marietta, in Georgia, and across the United States.
The financial realities may deter families from seeking the help from a home care service. Luckily, families have options to cover your Marietta in-home care costs.
Generally, health insurance, such as Medicare or Medicare Advantage, won’t cover in-home care. A long-term care insurance (LTCI) policy can help cover these expenses. Often life insurance can be used as well. Where applicable, annuities can cover some of the expenses. Some families look to loan products such as a home equity line of credit or a reverse mortgage to free up resources when there is no other option.
Families can bend the cost curve significantly by how they use home care and other care services. A family can use a lot or a little home care services depending on your loved one’s needs. It is the case where using a few hours of care regularly can go a long way to solving your caregiving needs.
Consulting an Elder Care Attorney can also be helpful in setting up the legal documents needed to optimize a family’s cost of care.
Other options to help pay for care in Marietta and Cobb County include:
- Respite Relief Funds Various Atlanta Area Non-Profits
- Medicaid: CCSP and SOURCE (Incomes below $1,800/Month)
- Veterans Administration
As you can see, it’s can be challenging to budget for your elder care needs.
If you’d like further details on the subject, contact us today. We’ll be happy to offer any information you need.